Collateral Analyst

Orlando, FL
Full Time
Collections
Entry Level
About Us:
At eCapital, we are on a mission to ignite growth and empower businesses across North America and the U.K. by accelerating their access to capital. Our expertise and forward-thinking technology create customized, cutting-edge solutions for clients in over 80 industries. We are proud to have been named to the prestigious Inc. 5000 Fastest Growing Company list in 2024, recognized as a ‘Great Place to Work’ by the Secured Finance Network, and celebrated as a ‘Most Innovative Company’ by ABF Journal; all thanks to our dynamic team who are the cornerstone of our success. Are you ready to make an impact and help us shape the future of finance?

The Opportunity:
The Collateral Analyst plays a critical role in safeguarding the organization’s financial performance by strategically managing a portfolio of receivables and driving effective collections outcomes. This position requires strong analytical capability, sound judgment, and the ability to cultivate productive relationships with debtors, clients, and internal stakeholders. Operating in a fast‑paced, performance‑driven environment, the analyst proactively identifies risks, resolves complex issues, and ensures the accuracy and integrity of portfolio data. Through disciplined portfolio oversight and collaborative problem‑solving, the Collateral Analyst supports operational excellence, mitigates financial exposure, and contributes to the long‑term stability and profitability of the business. 

Key Responsibilities:
  • Manage and maintain full ownership of assigned collections portfolio.   
  • Build and sustain productive relationships with debtors to ensure timely and consistent payment of receivables.   
  • Investigate and resolve billing discrepancies, disputes, and payment-related issues with accuracy and urgency.   
  • Address matters related to billing, payments, legal claims, and documentation requirements.   
  • Evaluate financial exposure within the portfolio and implement strategies to mitigate risk. 
  • Collaborate with internal teams to deliver exceptional service to both clients and debtors.   
  • Perform additional responsibilities as assigned by departmental or division leadership.  
Qualifications:
  • Demonstrates exceptional attention to detail with a strong commitment to accuracy and data integrity. 
  • Possesses excellent verbal and written communication skills, with the ability to engage effectively with internal and external stakeholders. 
  • Shows proficiency in basic mathematics and foundational accounting principles. 
  • Exhibits strong analytical and problem-solving skills, with the ability to identify issues and implement effective solutions. 
  • Highly accountable, organized, and goal-oriented, with a consistent track record of meeting performance expectations. 
  • Post-secondary education preferred. 
We Bring:
  • Annual Bonus Incentives
  • PTO
  • Health, Dental, and Life Benefits
  • 401(K) Matching
  • Abundant professional development opportunities at a growing and thriving Fintech company!
eCapital Culture:
At eCapital, we're not just a funding provider—we're a strategic partner built for what's next. Our culture is defined by innovation, scalability, and personalized service. We value:
  • Agility: We adapt quickly to changing market conditions and customer needs.
  • Relationships: We put our clients' needs at the center of everything we do, and we believe the best results come from diverse teams working together.
  • Accountability: We hold ourselves to the highest standards in all aspects of our work.
  • Innovation: We constantly push boundaries to create better solutions for our clients.
We offer a dynamic work environment where you'll have the opportunity to make a significant impact on our business and the SMBs we serve. Join us in revolutionizing how businesses access and manage capital in the digital age.

eCapital values diverse experiences and backgrounds. We encourage all qualified candidates to apply, regardless of race, color, religion, gender, sexual orientation, national origin, genetics, disability, age, or veteran status.

AI Statement
eCapital uses AI-enabled tools within our applicant tracking system to support resume screening by comparing qualifications to job requirements. Final hiring decisions and resume reviews are always conducted by our recruiters.

Vacancy Type: Replacement
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